[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ostaco.cz\/sen-ktery-se-meni-ve-skutecnost\/#Article","mainEntityOfPage":"https:\/\/www.ostaco.cz\/sen-ktery-se-meni-ve-skutecnost\/","headline":"Sen, kter\u00fd se m\u011bn\u00ed ve skute\u010dnost","name":"Sen, kter\u00fd se m\u011bn\u00ed ve skute\u010dnost","description":"Kdo z n\u00e1s alespo\u0148 p\u00e1rkr\u00e1t v \u017eivot\u011b nesnil? St\u00e1le v\u00edce lid\u00ed opou\u0161t\u00ed centra velk\u00fdch m\u011bst, st\u011bhuje se na p\u0159edm\u011bst\u00ed nebo do nov\u011b vznikl\u00fdch satelitn\u00edch m\u011bste\u010dek. Sen o vlastn\u00edm bydlen\u00ed m\u00e1 tak mnoho z n\u00e1s, ale ne ka\u017ed\u00e9mu se tento sen... <a class=\"more-link\" href=\"https:\/\/www.ostaco.cz\/sen-ktery-se-meni-ve-skutecnost\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2020-05-17","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.ostaco.cz\/author\/#Person","name":"","url":"https:\/\/www.ostaco.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ostaco.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ostaco.cz\/wp-content\/uploads\/stavba%20domu_3.jpg","url":"https:\/\/www.ostaco.cz\/wp-content\/uploads\/stavba%20domu_3.jpg","height":0,"width":0},"url":"https:\/\/www.ostaco.cz\/sen-ktery-se-meni-ve-skutecnost\/","about":["Pen\u00edze"],"wordCount":399,"articleBody":"   Kdo z n\u00e1s alespo\u0148 p\u00e1rkr\u00e1t v \u017eivot\u011b nesnil? St\u00e1le v\u00edce lid\u00ed opou\u0161t\u00ed centra velk\u00fdch m\u011bst, st\u011bhuje se na p\u0159edm\u011bst\u00ed nebo do nov\u011b vznikl\u00fdch satelitn\u00edch m\u011bste\u010dek. Sen o vlastn\u00edm bydlen\u00ed m\u00e1 tak mnoho z n\u00e1s, ale ne ka\u017ed\u00e9mu se tento sen prom\u011bn\u00ed ve skute\u010dnost. Sta\u010d\u00ed se pod\u00edvat do centra v\u011bt\u0161iny m\u011bst, ceny nemovitost\u00ed jsou zde opravdu vysok\u00e9 a bez hypot\u00e9ky tak spousta lid\u00ed v\u016fbec nem\u00e1 mo\u017enost si takov\u00fd byt po\u0159\u00eddit. Majitel\u00e9 byt\u016f tak n\u011bkdy a\u017e nesmysln\u011b navy\u0161uj\u00ed n\u00e1jemn\u00ed ceny byt\u016f a bydlet v centru m\u011bsta se v posledn\u00edch letech st\u00e1v\u00e1 opravdov\u00fdm luxusem. Je\u0161t\u011b \u010dast\u011bji se ale tyto byty pronaj\u00edmaj\u00ed cizinc\u016fm, kte\u0159\u00ed jsou ochotni zaplatit nemal\u00e9 \u010d\u00e1stky.\u010casto n\u00e1m proto nezbyde jin\u00e1 mo\u017enost ne\u017e zam\u00ed\u0159it do bankovn\u00ed spole\u010dnosti a sjednat si \u00fav\u011br na m\u00edru. \u0158e\u0161en\u00edm mohou b\u00fdt americk\u00e9 hypot\u00e9ky, kter\u00e9 nab\u00edz\u00ed velmi rozumnou \u00farokovou v\u00fd\u0161i a dobu spl\u00e1cen\u00ed i n\u011bkolik des\u00edtek let. Mlad\u00e9 rodiny tak maj\u00ed kone\u010dn\u011b re\u00e1lnou mo\u017enost po\u0159\u00eddit si vysn\u011bn\u00e9 bydlen\u00ed. Jen\u017ee v\u0161e nemus\u00ed b\u00fdt tak r\u016f\u017eov\u00e9, jak by se na prvn\u00ed pohled mohlo zd\u00e1t. Bankovn\u00ed spole\u010dnosti toti\u017e maj\u00ed velmi vysok\u00e9 n\u00e1roky na \u017eadatele o sjedn\u00e1n\u00ed \u00fav\u011bru a ne ka\u017ed\u00fd t\u00edmto jemn\u00fdm s\u00edtem projde. Sta\u010d\u00ed pozd\u011b zaplacen\u00e1 faktura, \u0161patn\u00e1 platebn\u00ed mor\u00e1lka, nesplacen\u00fd dluh a pro banku jste r\u00e1zem rizikov\u00fd \u017eadatel. A o takov\u00e9 banka zkr\u00e1tka nejev\u00ed z\u00e1jem. Hypot\u00e9ka v\u00e1m bude s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed zam\u00edtnuta a sen o vlastn\u00edm bydlen\u00ed se rozplyne jednou pro v\u017edy. Nebo ne?Pomoci mohou nebankovn\u00ed spole\u010dnostiKdy\u017e nepom\u016f\u017ee banka ani rodina, je tu je\u0161t\u011b jedna mo\u017enost. Nebankovn\u00ed spole\u010dnosti na tzv. rizikov\u00e9 klienty \u010dekaj\u00ed s otev\u0159enou n\u00e1ru\u010d\u00ed. Americk\u00e1 hypot\u00e9ka bez registru Hypotekybezregistru je toti\u017e ide\u00e1ln\u00ed produkt pr\u00e1v\u011b pro tento druh \u017eadatel\u016f. Nebankovn\u00ed spole\u010dnosti se zbyte\u010dn\u011b nezaob\u00edraj\u00ed prov\u011b\u0159ov\u00e1n\u00edm v nejr\u016fzn\u011bj\u0161\u00edch registrech dlu\u017en\u00edk\u016f, sjedn\u00e1v\u00e1n\u00ed \u00fav\u011bru je tak mnohem prost\u0161\u00ed a rychlej\u0161\u00ed. Tak na co je\u0161t\u011b \u010dek\u00e1te!                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sen, kter\u00fd se m\u011bn\u00ed ve skute\u010dnost","item":"https:\/\/www.ostaco.cz\/sen-ktery-se-meni-ve-skutecnost\/#breadcrumbitem"}]}]